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$525,000
Available - For Sale
Listing ID: X12581976
20 Henry Street , St. Catharines, L2R 5T3, Niagara


Located in the heart of downtown St. Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market. The main floor unit generates $1,850 per month plus hydro, while the upper unit is now vacant, offering flexibility to live in one unit and rent the other, or lease it out at current market rents. The property has been professionally managed with consistent tenant history, and the management company is open to remaining in place for a smooth transition. The main floor offers three bedrooms, a full bathroom, and an unfinished basement, while the upper unit features two bedrooms, a 4-piece bathroom, and a private entrance off Henry Street. Shared laundry adds convenience, with direct access from one unit and an additional side entrance. Set in a walkable neighbourhood just minutes to Montebello Park, restaurants, shopping, transit, and everyday amenities, this is a smart option for investors looking to start or expand their portfolio with a reliable income-producing property. Minimum 24 hours' notice required for showings.
Price $525,000
Taxes: $3354.53
Assessment Year: 2025
Occupancy: Tenant
Address: 20 Henry Street , St. Catharines, L2R 5T3, Niagara
Directions/Cross Streets: Henry Street & Louisa St
Rooms: 10
Bedrooms: 5
Bedrooms +: 0
Family Room: T
Basement: Partial Base, Unfinished
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Bedroom
Room 2 Main Bedroom 2
Room 3 Main Bedroom 3
Room 4 Main Kitchen
Room 5 Main Bathroom 4 Pc Bath
Room 6 Upper Bedroom 14.1 9.51
Room 7 Upper Bedroom 13.12 6.56
Room 8 Upper Bathroom 4 Pc Bath
Room 9 Upper Kitchen 8.86 6.89
Room 10 Upper Dining Ro 13.12 10.17 Combined w/Kitchen
Washroom Type No. of Pieces Level
Washroom Type 1 4 Main
Washroom Type 2 4 Upper
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 4 Main
Washroom Type 7 4 Upper
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Washroom Type 11 4 Main
Washroom Type 12 4 Upper
Washroom Type 13 0
Washroom Type 14 0
Washroom Type 15 0
Washroom Type 16 4 Main
Washroom Type 17 4 Upper
Washroom Type 18 0
Washroom Type 19 0
Washroom Type 20 0
Washroom Type 21 4 Main
Washroom Type 22 4 Upper
Washroom Type 23 0
Washroom Type 24 0
Washroom Type 25 0
Washroom Type 26 4 Main
Washroom Type 27 4 Upper
Washroom Type 28 0
Washroom Type 29 0
Washroom Type 30 0
Washroom Type 31 4 Main
Washroom Type 32 4 Upper
Washroom Type 33 0
Washroom Type 34 0
Washroom Type 35 0
Washroom Type 36 4 Main
Washroom Type 37 4 Upper
Washroom Type 38 0
Washroom Type 39 0
Washroom Type 40 0
Total Area: 0.00
Approximatly Age: 100+
Property Type: Duplex
Style: 2-Storey
Exterior: Vinyl Siding
Garage Type: None
(Parking/)Drive: Private, P
Drive Parking Spaces: 2
Park #1
Parking Type: Private, P
Park #2
Parking Type: Private
Park #3
Parking Type: Private Do
Pool: None
Other Structures: Garden Shed
Approximatly Age: 100+
Approximatly Square Footage: 1500-2000
Property Features: Arts Centre, Park
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
$
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Years
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Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
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At a Glance:
Type: Freehold - Duplex
Area: Niagara
Municipality: St. Catharines
Neighbourhood: 451 - Downtown
Style: 2-Storey
Lot Size: x 92.00(Feet)
Approximate Age: 100+
Tax: $3,354.53
Maintenance Fee: $0
Beds: 5
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
Payment Calculator:
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