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$454,900
Available - For Sale
Listing ID: X12465385
12 Chester Street , St. Thomas, N5R 1T8, Elgin


Situated in a peaceful pocket of St. Thomas, 12 Chester Street offers an uncommon combination of privacy, scale, and adaptability on just over half an acre. With nearly 4,000 square feet of finishable space, this property is designed for those who see value not just in what a space is today, but in what it can become. Zoned R3-108, the property includes an amendment permitting a 10 m x 15 m garage on the northeast portion of the lot. With evolving provincial housing standards, there may be future potential for this structure to support an auxiliary dwelling unit, subject to municipal approvals. The current open-concept floor plan provides a clean, neutral foundation that allows for a wide range of uses and layouts. The upper level includes two half bathrooms, an office area, and a large open space offering exceptional flexibility. The lower level features a kitchen, additional living space, a full bathroom, laundry, and generous storage. A rear entrance, along with extra-wide staircases at both the front and back, provides practical convenience while allowing for flexible future layouts. Quiet, flexible, and opportunity-driven, 12 Chester Street is a property that rewards vision. Roof replaced 2023
Price $454,900
Taxes: $1739.00
Assessment Year: 2025
Occupancy: Owner
Address: 12 Chester Street , St. Thomas, N5R 1T8, Elgin
Acreage: .50-1.99
Directions/Cross Streets: Chester and sunset
Rooms: 12
Bedrooms: 1
Bedrooms +: 0
Family Room: F
Basement: Finished wit, Separate Ent
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Foyer 19.68 18.47 2 Pc Bath
Room 2 Main Office 13.78 9.94 2 Pc Bath
Room 3 Main Great Roo 40.11 40.67 Tile Ceiling, Walk-Out
Room 4 Main Bathroom 5.48 4.82
Room 5 Main Bathroom 5.48 4.66
Room 6 Basement Dining Ro 16.79 14.24
Room 7 Basement Kitchen 16.2 14.63 Eat-in Kitchen
Room 8 Basement Family Ro 23.09 14.56 Walk-Out
Room 9 Basement Primary B 18.66 25.62
Room 10 Basement Laundry 14.96 14.99
Room 11 Basement Bathroom 11.38 13.32
Room 12 Basement Utility R 9.84 11.28
Washroom Type No. of Pieces Level
Washroom Type 1 2 Main
Washroom Type 2 4 Basement
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 2 Main
Washroom Type 7 4 Basement
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Washroom Type 11 2 Main
Washroom Type 12 4 Basement
Washroom Type 13 0
Washroom Type 14 0
Washroom Type 15 0
Washroom Type 16 2 Main
Washroom Type 17 4 Basement
Washroom Type 18 0
Washroom Type 19 0
Washroom Type 20 0
Washroom Type 21 2 Main
Washroom Type 22 4 Basement
Washroom Type 23 0
Washroom Type 24 0
Washroom Type 25 0
Washroom Type 26 2 Main
Washroom Type 27 4 Basement
Washroom Type 28 0
Washroom Type 29 0
Washroom Type 30 0
Washroom Type 31 2 Main
Washroom Type 32 4 Basement
Washroom Type 33 0
Washroom Type 34 0
Washroom Type 35 0
Washroom Type 36 2 Main
Washroom Type 37 4 Basement
Washroom Type 38 0
Washroom Type 39 0
Washroom Type 40 0
Washroom Type 41 2 Main
Washroom Type 42 4 Basement
Washroom Type 43 0
Washroom Type 44 0
Washroom Type 45 0
Washroom Type 46 2 Main
Washroom Type 47 4 Basement
Washroom Type 48 0
Washroom Type 49 0
Washroom Type 50 0
Washroom Type 51 2 Main
Washroom Type 52 4 Basement
Washroom Type 53 0
Washroom Type 54 0
Washroom Type 55 0
Washroom Type 56 2 Main
Washroom Type 57 4 Basement
Washroom Type 58 0
Washroom Type 59 0
Washroom Type 60 0
Washroom Type 61 2 Main
Washroom Type 62 4 Basement
Washroom Type 63 0
Washroom Type 64 0
Washroom Type 65 0
Washroom Type 66 2 Main
Washroom Type 67 4 Basement
Washroom Type 68 0
Washroom Type 69 0
Washroom Type 70 0
Washroom Type 71 2 Main
Washroom Type 72 4 Basement
Washroom Type 73 0
Washroom Type 74 0
Washroom Type 75 0
Washroom Type 76 2 Main
Washroom Type 77 4 Basement
Washroom Type 78 0
Washroom Type 79 0
Washroom Type 80 0
Washroom Type 81 2 Main
Washroom Type 82 4 Basement
Washroom Type 83 0
Washroom Type 84 0
Washroom Type 85 0
Washroom Type 86 2 Main
Washroom Type 87 4 Basement
Washroom Type 88 0
Washroom Type 89 0
Washroom Type 90 0
Washroom Type 91 2 Main
Washroom Type 92 4 Basement
Washroom Type 93 0
Washroom Type 94 0
Washroom Type 95 0
Total Area: 0.00
Property Type: Detached
Style: Bungalow
Exterior: Brick
Garage Type: None
Drive Parking Spaces: 10
Pool: None
Other Structures: None
Approximatly Square Footage: 1500-2000
Property Features: Arts Centre, Hospital
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
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Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
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At a Glance:
Type: Freehold - Detached
Area: Elgin
Municipality: St. Thomas
Neighbourhood: St. Thomas
Style: Bungalow
Lot Size: x 125.37(Feet)
Approximate Age:
Tax: $1,739
Maintenance Fee: $0
Beds: 1
Baths: 3
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
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