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$424,900
Available - For Sale
Listing ID: X13141956
21 Oak Street , St. Thomas, N5R 1R5, Elgin


Welcome to 21 Oak Street, a charming 3-bedroom bungalow for sale in one of St. Thomas's most sought-after neighborhoods, perfectly positioned on a quiet dead-end street with a scenic ravine across the street. This move-in-ready home offers a rare blend of peaceful, retreat-like setting and urban convenience, situated just a short stroll from beautiful Pinafore Park, local schools, shopping, and the St. Thomas Elgin General Hospital. The classic brick and vinyl exterior opens into a bright, freshly painted interior (2026) featuring a functional main-floor layout with three comfortable bedrooms, a full 4-piece bathroom, and a custom kitchen boasting unique wood cabinets handcrafted by the owner. The fully finished basement significantly expands your living space with a cozy family room complete with brand-new carpeting (2026) and a natural gas fireplace, alongside a private home office, a convenient half-bath, and abundant storage. Exceptionally maintained from top to bottom, this property features key updates including a new 100-amp breaker panel (2026), a professionally serviced furnace and fireplace (2026), and a single detached garage for extra storage or sheltered parking. Enjoy the ultimate peace of mind and privacy with no through-traffic on this spectacular ravine lot-schedule your private viewing today to experience the very best of St. Thomas living!
Price $424,900
Taxes: $2600.00
Assessment Year: 2025
Occupancy: Owner
Address: 21 Oak Street , St. Thomas, N5R 1R5, Elgin
Directions/Cross Streets: Elmina
Rooms: 7
Rooms +: 5
Bedrooms: 3
Bedrooms +: 0
Family Room: F
Basement: Partially Fi, Full
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Living Ro 23.29 9.05
Room 2 Main Bedroom 12.96 7.74
Room 3 Main Bedroom 10 7.74
Room 4 Main Bedroom 9.25 7.74
Room 5 Main Dining Ro 11.22 9.05
Room 6 Main Kitchen 15.15 9.38
Room 7 Basement Recreatio 30.34 17.12
Room 8 Basement Office 9.54 7.94
Room 9 Basement Utility R 10.33 17.12
Room 10 Basement Workshop 12.82 17.12
Washroom Type No. of Pieces Level
Washroom Type 1 4 Main
Washroom Type 2 2 Lower
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Approximatly Age: 100+
Property Type: Detached
Style: Bungalow
Exterior: Brick, Vinyl Siding
Garage Type: Detached
(Parking/)Drive: Private
Drive Parking Spaces: 4
Park #1
Parking Type: Private
Park #2
Parking Type: Private
Pool: None
Other Structures: Garden Shed
Approximatly Age: 100+
Approximatly Square Footage: 1100-1500
Property Features: Cul de Sac/D, Hospital
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: Y
Heat Type: Forced Air
Central Air Conditioning: None
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
Utilities-Cable: Y
Utilities-Hydro: Y
$
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Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
ROYAL LEPAGE TRILAND REALTY
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At a Glance:
Type: Freehold - Detached
Area: Elgin
Municipality: St. Thomas
Neighbourhood: St. Thomas
Style: Bungalow
Lot Size: x 132.00(Feet)
Approximate Age: 100+
Tax: $2,600
Maintenance Fee: $0
Beds: 3
Baths: 2
Garage: 0
Fireplace: Y
Air Conditioning:
Pool: None
Locatin Map:
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