• Mobile: 416-548-7854
  • Office: 416-548-7854
  • Fax: 416-981-7184
  • Toll Free: 1-866-382-2968

$38,900
Available - For Sale
Listing ID: X12017497
1052 Rat Bay Rd 109-7 Road , Lake of Bays, P1H 2J6, Muskoka


Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.
Price $38,900
Taxes: $0.00
Assessment Year: 2025
Occupancy: Owner+T
Address: 1052 Rat Bay Rd 109-7 Road , Lake of Bays, P1H 2J6, Muskoka
Postal Code: P1H 2J6
Province/State: Muskoka
Directions/Cross Streets: South Portage Rd and Rat Bay Rd
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Living Ro 13.74 10
Room 2 Main Dining Ro 10.99 10.59
Room 3 Main Kitchen 8.07 10.59
Room 4 Main Primary B 13.42 10.92
Room 5 Main Bedroom 2 10.23 10.92
Room 6 Main Bathroom 6.82 6.49
Room 7 Main Bathroom 9.91 6
Washroom Type No. of Pieces Level
Washroom Type 1 3 Main
Washroom Type 2 4 Main
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 3 Main
Washroom Type 7 4 Main
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Washroom Type 11 3 Main
Washroom Type 12 4 Main
Washroom Type 13 0
Washroom Type 14 0
Washroom Type 15 0
Washroom Type 16 3 Main
Washroom Type 17 4 Main
Washroom Type 18 0
Washroom Type 19 0
Washroom Type 20 0
Washroom Type 21 3 Main
Washroom Type 22 4 Main
Washroom Type 23 0
Washroom Type 24 0
Washroom Type 25 0
Washroom Type 26 3 Main
Washroom Type 27 4 Main
Washroom Type 28 0
Washroom Type 29 0
Washroom Type 30 0
Washroom Type 31 3 Main
Washroom Type 32 4 Main
Washroom Type 33 0
Washroom Type 34 0
Washroom Type 35 0
Washroom Type 36 3 Main
Washroom Type 37 4 Main
Washroom Type 38 0
Washroom Type 39 0
Washroom Type 40 0
Washroom Type 41 3 Main
Washroom Type 42 4 Main
Washroom Type 43 0
Washroom Type 44 0
Washroom Type 45 0
Washroom Type 46 3 Main
Washroom Type 47 4 Main
Washroom Type 48 0
Washroom Type 49 0
Washroom Type 50 0
Washroom Type 51 3 Main
Washroom Type 52 4 Main
Washroom Type 53 0
Washroom Type 54 0
Washroom Type 55 0
Washroom Type 56 3 Main
Washroom Type 57 4 Main
Washroom Type 58 0
Washroom Type 59 0
Washroom Type 60 0
Total Area: 0.00
Approximatly Age: 16-30
Sprinklers: Smok
Washrooms: 2
Heat Type: Baseboard
Elevator Lift: False
$
$ /Year
%
$ /Year
$ /Year
$ /Year
Years
%
%
Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

$
%
Years
This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
Chestnut Park Real Estate
Personal Picture
Dir:
416-548-7854
Bus:
416-548-7854
Fax:
416-981-7184
 
 Book Showing   Email a Friend 
Jump To:
At a Glance:
Type: Com - Other
Area: Muskoka
Municipality: Lake of Bays
Neighbourhood: Franklin
Style: Bungalow
Lot Size: x 0.00()
Approximate Age: 16-30
Tax: $0
Maintenance Fee: $427.25
Beds: 2
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool:
Locatin Map:
Payment Calculator:
$
%
%
Years